Solo CFO
Custom
Owner-run business needing budget and planning
- ✶ One annual strategy session plus email support
- ✶ Annual budget and review
- ✶ Owner check-ins
- ✶ Tax projection alignment
✶Fractional CFO
Take the director's chair.
Forecasting, scenario modeling, and a strategic finance leader in your corner, for a fraction of what a full-time CFO costs.
Balance, PLLC offers fractional CFO services for growing businesses in the Twin Cities and nationwide: cash flow forecasting, budgeting, KPI dashboards, scenario modeling, and board or investor preparation, from $1500 per month for early-stage organizations to $5000+ per month for $5M+ revenue companies.
Clean books tell you where you have been. A CFO tells you where you can go. Because Balance runs both, your strategy sessions start from numbers that are current and trusted, not a spreadsheet someone built the night before.
Fractional CFO plans & rates
Core CFO
$1500/mo
Early-stage orgs or low-staff teams
- ✶ Quarterly planning and forecasting
- ✶ Budgeting tools
- ✶ Cashflow prep
- ✶ Strategic roadmap
Most Popular
Growth CFO
$3000/mo
Growth-stage teams needing deeper finance insights
- ✶ Monthly strategy and KPI check-ins
- ✶ Monthly KPI dashboard
- ✶ Budget revisions
- ✶ Department planning
Scale CFO
$5000+/mo
$5M+ revenue, board or advisor involvement
- ✶ Weekly cash review and scenario modeling
- ✶ Strategic finance leader
- ✶ Investor prep
- ✶ Forecasting and growth scenarios
Fractional CFO vs full-time hire vs nothing
| Criteria | Balance fractional CFO | Full-time CFO | Winging it |
|---|---|---|---|
| Annual cost | $18,000 to $60,000+ | $200,000+ plus benefits and equity | Free, until it is very not |
| Forecasting | Quarterly to weekly, by plan | Continuous | Gut feel |
| Built on current books | Yes, same team keeps them | Depends on the back office | No books, no forecast |
| Scales with you | Upgrade tiers as you grow | Fixed cost regardless | Risk scales instead |
✶Good Questions
Frequently Asked Questions
What does a fractional CFO actually do?
A fractional CFO gives you executive-level financial leadership on a part-time basis: cash flow forecasting, budgets, KPI dashboards, scenario modeling, pricing strategy, and investor or board preparation. You get the thinking of a CFO without the $200,000+ salary a full-time hire commands.
When does a business need fractional CFO services?
Common triggers: you cannot tell whether you can afford the next hire, cash feels tight despite revenue growth, you are preparing for a loan, investment, or acquisition, or you are planning a big move like a second location or a major product launch. If decisions are getting bigger than your gut, it is time.
How is this different from my bookkeeper or tax preparer?
Bookkeeping records the past accurately. Tax prep reports it to the IRS. A CFO uses those numbers to shape the future: what to charge, when to hire, where margins leak, and what happens under each scenario. Balance does the first and third under one roof, which means your forecasts are built on books that are actually current.
What does fractional CFO service cost at Balance?
Core CFO runs $1500 per month with quarterly planning and forecasting, Growth CFO runs $3000 per month with monthly strategy and KPI dashboards, and Scale CFO starts at $5000 per month with weekly cash reviews and investor prep for $5M+ revenue organizations. Owner-run businesses can start with an annual strategy session package.
Pam has CFO experience? Really?
Really. Over 20 years in accounting across roles from bookkeeping to CFO level, in a range of companies and industries. That range is the point: she has seen the books at every altitude and translates between them fluently.
Decisions deserve data.
Book a free consultation and find out what a finance leader in your corner actually changes.